The Reserve Bank of Australia (RBA) has kept the official cash rate unchanged at 4.35%, maintaining its current setting at its August 2026 monetary policy meeting. The decision was broadly expected by financial markets, but the central bank’s latest comments indicate that interest rates could still rise again if inflationary pressures remain stronger than anticipated. […]
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Reflections Following a Discussion with Angus Taylor on Housing, Negative Gearing and Capital Gains Tax Australia’s housing debate has become increasingly polarised. On one side are those who argue that negative gearing and capital gains tax concessions are the primary causes of housing unaffordability. On the other are those who insist the problem is entirely […]
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From today, all first home buyers in Australia can secure their dream of home ownership sooner, with the Albanese Government’s expanded 5% deposit scheme now available to everyone. The scheme — delivered months ahead of schedule — allows buyers to purchase a property with just a 5% deposit, with the government guaranteeing part of the […]
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From 1 October 2025, a landmark initiative will transform the way Australians enter the property market. The expanded First Home Guarantee scheme will allow eligible buyers to purchase with as little as a 5% deposit, while avoiding the hefty cost of Lenders’ Mortgage Insurance (LMI). The government will step in to guarantee up to 15% […]
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